With the cost of living on the rise and personal credit spiralling out of control, more and more Australians are finding themselves with little or no money to make ends meet, let alone enjoy the good things in life.
A record one in five Australians have fallen victim to bad credit and are unable to apply for a prime mortgage to buy a home, consolidate debt or to move forward with their lives.
We believe you deserve a second chance and you shouldn't have to wait years to prove that you're a good candidate for a mortgage, even if you do have bad credit.
Do you have defaults on your credit file?
Are you behind on your rental payments?
Are you self employed and have bad credit?
Are you behind on your loan repayments?
Have you been discharged from bankruptcy?
Providing a unique approach to mortgages is what we do best and our consultants are experts in creating real results for clients just like you that don't typically fit standard lending criteria.
Paid or Unpaid Defaults OK
Discharged Bankruptcy Options
Low Doc Bad Credit Available
Owner Occupied & Investment OK
Judgements, Writs & Summons OK
Mortgage & Rental Arrears OK
Up to 40 Year Mortgage Terms
So if you've been knocked around by other lenders, have bad credit and are looking at buying a home, consolidating your personal debts or refinancing your existing mortgage, our expert team can help get you back on your feet and lay the necessary foundation to improve your credit.
To get your hands on a free copy of your Credit Report please visit www.mycreditfile.com.au.
For clear mortgage advice call our friendly team today on 1300 275 949 or contact us via our secure online enquiry form.
^ Terms & Conditions Apply.
We Promise to provide all our clients with
an exceptional service from start to finish.
This same great service will apply for the
life of your loan with us.
Minimum Loan Amount $350,000 ^
Borrow up to 85% ^ LVR